Learn how we collect and use your information by visiting our Privacy Notice
Chime is a financial technology company, not a bank. Banking services and checking account provided by The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC. Credit Builder card issued by Stride Bank N.A.
A bank account shouldn't cost you money
Get paid up to 2 days earlyˆ with direct deposit
Fee-free overdraft up to $200* for eligible members
No hidden fees˜
60K+ fee-free ATMs˜ at locations like Walgreens, 7-Eleven, CVS, and more
Grow your savings automatically
0.50%⁺ Annual Percentage Yield (APY) high yield savings account
300,000+ 5-Star App Reviews
"Chime has your back!"
The “SpotMe*" option helps me to still get my groceries when I'm short with no overdraft fees... Everything is done online and efficiently.
★★★★★
Kelly, App Store Review
"Trustworthy and secure"
You can call customer service and get a live representative. And your security and privacy is their number one concern. I recommend this app to everybody Chime is the best…
★★★★★
David, App Store Review
"Super intuitive to use!"
Love it! Everything is so easy and INSTANT! Turn on and off card? Instant! Texts after spending? Instant!…
★★★★★
Austin, App Store Review
Chime Checking Account and Visa® Debit Card
Your Chime Checking Account comes with a debit card to use everywhere Visa debit cards are accepted.
And unlike some prepaid cards and traditional bank accounts, there are no monthly account fees and minimum balance requirements.
Secure Chime Credit Builder Visa® Credit Card
Help increase your credit score by an average of 30 points with regular on-time payments.2 Eligibility requirements apply.3
No interest or annual fee
No credit check to apply
No minimum security deposit required4
Safe, secure & trusted by millions
Get instant transaction alerts anytime you use your Chime debit card, when you turn on transaction notifications. Instantly block your card if it goes missing or you suspect unauthorized use.
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Visa’s Zero-Liability Policy protects all unauthorized purchases.◆
