Don't pay money to use your money

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No monthly fees

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Build credit history with no annual fees

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Fee-free overdraft up to $200*

Credit Score

Get paid up to 2 days early^

See why millions of
members love Chime

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Everything is so easy and INSTANT! Turn on and off card? Instant! Texts after spending? Instant! -Austin
The Spot Me® option helps me to still get my groceries when I
And your security and privacy is their number one concern. I recommend this app to everybody Chime is the best... -David
My friend had introduced me to Chime and that

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Your
money
shouldn't cost
money.

No monthly fees
Get paid up to 2
days early^
Fee-free overdraft up to $200*
Build credit history with no annual fees

My score went up over 60 points and I bought my first car.

Early payday guarantees that I can make it to any gig, any rehearsal, anytime.

Just by banking with Chime, I’m saving hundred of dollars a year.

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How to claim your $100.

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The secured Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn't issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

*SpotMe/Fee-Free Overdraft Chime SpotMe® is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.

^Early Payday/Get Paid Up to Two Days Early Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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Chime
P.O. Box 417
San Francisco, CA 94104-0417

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