Intellectual Property

Trademarks

Chime’s brand is at the heart of everything we do, and we protect it through proper use and maintenance of our Trademarks.  Chime Financial, Inc. owns several Trademarks in the US and worldwide, including, but not limited to, the marks listed below.  Note: The marks listed in all caps are registered/applied-for as word marks, covering use in any color, font, or stylization. Those images shown in black and white are registered/applied-for without a claim to color, meaning Chime’s rights extend to use of those images in any color combination.

Chime does not allow third-party use of its Trademarks without explicit written permission. This includes use by members. Referral links should not be publicized in a way that implies an affiliation with Chime, such as by registering a domain name including CHIME (e.g. Chimereferral.com or Chime100.com). Please contact Chime at [email protected] for any licensing requests.

  • CHIME® (word mark)
  • SPOTME®
  • CHIME Stylized
  • C Logo
  • #WHYICHIME®
  • #CHIMEIN®
  • BANKING THAT HAS YOUR BACK®
  • CASH BACK THAT HAS YOUR BACK®
  • BANKING THE WAY IT SHOULD BE®
  • GET YOUR PAY WITHOUT THE CHECK®
  • CHIME IN FOR CHANGEMAKERS®
  • CHIME CREW®
  • THE MOST LOVED BANKING APP®
  • CHIME DEALS®
  • DOLLARS AND SENSE®
  • CHIMESIGN®
  • YOUR MONEY SHOULDN’T COST MONEY®
  • WHEN YOUR MONEY’S GOOD, YOU FEEL GOOD®
  • MYPAY®
  • THE #1 MOST LOVED BANKING APP®
  • CHIME IT FORWARD™
  • TAX SEASON, UNLOCKED™
  • FEELS LIKE PROGRESS™
  • UNLOCK FINANCIAL PROGRESS™
  • UNLOCKING FINANCIAL PROGRESS™
  • CHIME IN™
  • GET PAID WHEN YOU SAY™
  • PAY PROGRESS FORWARD™
  • IN THE GREEN™
  • BALL ON A BUDGET™
  • IT’S A CHIMED LIFE™
  • FINANCIAL PROGRESS MONTH™
  • SALT™
  • TAX SEASON UNLOCKED Logo
  • MyPay Icon
  • Pay Anyone Icon
  • SpotMe Icon
  • Credit Builder Icon
  • SpotMe Boost Icon
  • CHIME+
  • OPPORTUNITY UNLOCKED™
  • + Logo
  • Chime+ Badge
  • CHIME SCHOLARS FOUNDATION™
  • Chime Scholars Foundation Logo
  • IT’S NOT A REFUND. IT’S A FREE-FUND™
  • Chime Monogram
  • CHIME CARD™
  • THE BEST WAY TO ACCESS YOUR PAY™
  • JADE™
  • CHIME JADE™
  • Instant Loans Icon
  • CHIME LANE™
  • CHIMETIME™
  • CHIME COMMUNITY CHANGEMAKERS™

For any complaints regarding trademark infringement occurring in a Chime member’s profile, please contact [email protected] with the following information:

  1. The trademark alleged to be infringed, including registration number(s) if applicable;
  2. If you do not have a valid trademark registration, a link to your current use of the mark and attestation of use prior to that of the alleged infringer;
  3. The profile image alleged to be infringing; and
  4. A certification that you are the trademark owner or an authorized representative for the trademark owner.

Copyrights

Chime’s brand is also protected under copyright law. Chime Financial, Inc. owns copyrights in all of its original illustrations and website content. Chime also owns a copyright registration for its Dollars & Sense card game, Reg. No. TX 9-389-292, its SpotMe Designs, Reg. No. VA0002422442, and its Bicycle People Designs, Reg. No. VA0002401294.

Copyright Policy & DMCA Complaint Procedure

(a) Chime respects the intellectual property rights of others and expects you to do the same. Accordingly, we will respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials accessible on or through the Services (as defined in Chime’s User Agreement) infringe your copyright, you may request removal of those materials (or access to them) from the Services by submitting written notification to our Copyright Agent (designated below).

(b) In accordance with the Digital Millennium Copyright Act of 1998, (17 U.S.C. § 512) (“DMCA”) the text of which may be found on the U.S. Copyright Office website at http://www.copyright.gov/legislation/dmca.pdf, the written notice (the “DMCA Notice”) must include substantially the following:

(i)  your full legal name, telephone number, and email address;

(ii)  identification of the copyrighted work you believe to have been infringed or, if the claim involves multiple works on the Services, a representative list of such works;

(iii)  identification of the material you believe to be infringing in a sufficiently precise manner to allow us to locate that material;

(iv)  a statement by that you have a good faith belief that the disputed use has not been authorized by the copyright owner, its agent, or the law;

(v)  a statement by you made under penalty of perjury, that the information in your notice is accurate, that you are the copyright owner or authorized to act on the copyright owner’s behalf; and

(vi) your electronic or physical signature or the electronic or physical signature of the person authorized to act on your behalf.

(c) Our designated Copyright Agent to receive DMCA Notice is: [email protected].

(d) If you fail to comply with all of the requirements of Section 512(c)(3) of the DMCA, your DMCA Notice may not be effective. Please be aware that if you knowingly materially misrepresent that material or activity on the Services is infringing your copyright, you may be held liable for damages (including costs and attorneys’ fees) under Section 512(f) of the DMCA.

(e) Users who receive multiple copyright complaints against them related to their use of the Services may be subject to termination of their ability to upload content.

Patents

At Chime, innovation is essential to providing the best services for our members. To safeguard our groundbreaking technologies and ensure the longevity of our products and platform, we have established a comprehensive Patent Protection Program.

Our dedication to patent protection underscores our commitment to excellence in technology development. We invest in comprehensive patent strategies to help make a significant impact to advance technology across the industry. By safeguarding our intellectual property, we can continue to push the boundaries of what’s possible and deliver exceptional products and services to our customers.

Chime Financial, Inc. owns a comprehensive patent portfolio that includes pending applications and granted patents.  Our products and services are covered by one or more of the following granted patents.

Patent NumberIssue Date
11,900,4512/13/2024
11,829,98511/28/2023
11,699,1577/11/2023
11,386,4907/12/2022
11,977,8575/7/2024
11,748,7189/5/2023
11,704,7477/18/2023
11,966,9724/23/2024
11,966,8874/23/2024
11,936,8143/19/2024
11,922,4913/5/2024
12,020,2576/25/2024
12,040,9337/16/2024

Our Commitment to Open Source

At Chime, we recognize the value and innovation that open-source software brings to the technology community. We support the growth and sustainability of the global open-source ecosystem. At Chime, we believe in the power of open collaboration and are dedicated to respecting and upholding the principles that make open source a cornerstone of modern software development.