A qualifying direct deposit unlocks Chime+ to get paid when you want, accelerated savings, and more.
Access your benefits.
Once we receive your direct deposit, your exclusive Chime+ benefits begin automatically.
Keep it going.
As long as you continue to direct deposit, Chime+ and its exclusive benefits are all yours!
Member testimonials
“Chime+ made me feel special and that they cared about me. What surprised me was the high APY for the Savings Account. It is higher than a lot of well known banks. I feel like I won the lottery being a Chime+ member.”
-Delilah H.
“Chime+ has really helped out with my financial situation. I recommend people get Chime+ --the perks with gas and being able to get money in between pay checks has been a huge help to my family. Thanks Chime. 😄”
-Gwen F.
“Wow Chime+ has been so awesome for me. First of all, being able to do the SpotMe option in Chime has saved me in a pinch several times! As we have been planning our wedding, I have been using the Credit Builder as much at possible for wedding purchases and that has made a huge difference for me and my family!”
-Torry B.
Real members. Paid testimonials.
Have questions about Chime+?
How do I get Chime+?
To get Chime+, you need to receive a qualifying direct deposit of $200 or more within the preceding 34 days. Once your deposit is processed, your Chime+ status will activate automatically.
What happens if I lose Chime+?
If you stop receiving qualifying direct deposits, your account will revert to Chime status. Keep in mind you’ll still have access to many of Chime’s best features, like fee-free checking, and more. You can also get Chime+ back by direct depositing $200 or more within the preceding 34 days.
Is Chime+ free?
Yes! Chime+ is completely free. There are no membership fees, no maintenance fees, and no extra costs to access Chime+. To qualify, you need to receive a qualifying direct deposit within the preceding 34 days. Once this deposit is received, you’ll automatically get Chime+.
I already have an ongoing direct deposit at Chime. What changed?
If you already direct deposit $200 or more every 34 days, you’ll automatically get access to Chime+! Please keep in mind that if you’ve already enrolled in SpotMe® or MyPay®, your SpotMe‡ limits and MyPay† Available now amounts won’t change due to the addition of Chime+.
Set up direct deposit.
Access your benefits.
Keep it going.