Terms and Conditions

 In order for a Referred Chime Member (the “Referred”) to qualify and receive the $100.00 referral reward plus an additional $25.00 bonus referral reward for this referral incentive (the “Promotion”), the following conditions must be met: (1) Referred must receive a personal referral link from the Referring Chime Member (“Referrer”) alerting them to the existence of the account opening bonus; (2) Referred must open a new Chime Checking Account (“Chime Account”) within 24 hours of the Referrer receiving notice of the Promotion; and (3) Referred must receive a Qualifying Direct Deposit of $200.00 or more into their Chime Account within 45 days of enrolling in Chime. In the event that the Referred does not open a new Chime Account within 24 hours of the Referrer receiving notice of the Promotion, but all other conditions above are met, the Referred is still eligible to receive the $100.00 referral reward for the Promotion. A Qualifying Direct Deposit is a deposit by Automated Clearing House (“ACH”) that comes from your employer, payroll provider, gig economy payer, or benefits payer OR a deposit by Original Credit Transaction (OCT) from your gig economy payer. Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions are not Qualifying Direct Deposits. Eligible Referred will receive the referral reward deposited into their Chime Account generally within seven (7) business days after the above criteria are satisfied. Referred individuals acknowledge that payment of any referral reward may result in the Referrer’s knowledge of the Referred’s establishment of a new Chime Account or enrollment in a product. Chime reserves the right to cancel or modify the terms of any referral promotion or terminate a member’s eligibility at any time with or without prior notice. Credits of $10.00 or more will be reported on tax form 1099-INT for new members (Referred). If a Chime member receives referral bonuses (Referrers) and other monetary Chime incentives that total $600.00 or more in one year, this will be reported on tax form 1099-MISC as required for the Chime member. Banking services are provided by The Bancorp Bank, N.A., or Stride Bank, N.A., Members FDIC.