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Chime Credit Builder Secured Visa® Credit Card

Uber – credit card with no credit check to apply

  • No annual fee or interest¹
  • No credit check to apply
  • No minimum security deposit required²
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For Chime Checking Account holders5
Credit Builder app screenshot and Visa credit card

Start building credit for free.

No annual fees, no interest, or large security deposits². No credit check to apply.

Start building credit safely.

Instantly disable your card to help prevent fraud. Build credit using your own money to limit the risk of debt and missing payments. Get covered fee-free through SpotMe on transactions up to $200.³

Start building credit on everyday purchases.

Start building credit with everyday purchases and on-time payments4. Use it everywhere Visa credit cards are accepted.

Start building credit for a better future.

We report to all 3 credit bureaus to help you build credit over time. Members see an increase of 30 points on average5.

Member testimonials.

“My goal is to be able to buy a house and finance a new car on my own. Credit Builder has definitely helped me to build my credit back up to a point where I can do that.”

-Emily A.

“By using the credit builder I can finally get the chance to move forward in the right direction and have the future I've always wanted!!”

-Gareth G.

“I'm new to credit so it feels really good seeing that I'm safely increasing my score.”

-Larnell W.

Real member. Sponsored content.

How it works.

Credit Builder is great for Uber users looking
for an easy way to build crget better interest
rates for that dream
car or house3
unlock their
financial progress
build credit with
purchases you
already make with
on-time payments4
find an easy, free,
safer way to help
build credit
use a card with no
annual fees, interest,
or credit history
requirements

FAQs

Are there credit cards for uber?

There are credit cards specifically designed for drivers and riders of Uber and other ride share apps. These cards frequently provide enhanced rewards on rideshares, gas, and dining, helping to maximize savings on essential expenses. Apart from this, they might offer perks like points, cash back, or miles, which can be redeemed for ride share credits or other rewards. Some cards also offer benefits like extended warranties, travel insurance, and purchase protection.

Is it better to use a credit or debit card for Uber?

Using a credit card for Uber is generally better because it can offer rewards points or cash back on your rides, along with additional protections against fraud. Debit cards, while convenient, don't typically provide these benefits and directly deduct funds from your bank account.

Is it good to have a credit card for Uber?

Yes! There are plenty of benefits of having a credit card for Uber. Certain cards may offer rewards when used for Uber rides, which can include cash back, points, or miles, reducing the cost if you use the app frequently, besides the usual credit card benefits such as insurance, gas discounts, and help building your credit history.

How do I qualify for a credit card for uber?

Typically, to qualify for a credit card for Uber, you will have to ensure you have a healthy credit score, verify your credit report, gather documents as proof of income, maintain a consistent payment history, keep your credit utilisation low, ensure a stable source of income, and limit your new inquiries for credit to increase your chances of qualifying for a credit card for Uber.

What are the benefits of a credit card for uber?

A credit card designed for Uber can offer several benefits, including cashback or points on Uber rides and other travel-related expenses. Many of these cards also provide rewards on dining and gas purchases, making them versatile for everyday use. Additional perks might include ride credits, access to exclusive offers, and complimentary insurance for rideshare services. Using such a card can maximize your savings and enhance your overall Uber experience.