Chime Credit Builder Secured Visa® Credit Card
Booking hotels – credit card with no credit check to apply
- No annual fee or interest¹
- No credit check to apply
- No minimum security deposit required²
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For Chime Checking Account holders5
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Still have questions about
Chime’s credit card?FAQs
Are there credit cards for hotels?
If you're someone who finds themself frequently booking hotels, you'll probably be thrilled to know there are credit cards made specifically for hotel stays. These credit cards reward frequent travelers with benefits on their hotel stays. This is usually done using a rewards program, which allows the credit card holder to earn points for the money they spend on hotel bookings. These points can then be redeemed for free nights, room upgrades, and other rewards.
Is it better to use a credit card or debit card for hotels?
Using a credit card for hotels is generally better than using a debit card because it allows you to earn rewards, have better fraud protection, and avoid putting holds on your funds. Hotels will usually require a refundable deposit for incidentals, which can reduce the available balance on your debit card. With a credit card, however, this hold only affects your available credit.
Is it good to have a credit card for hotels?
Using a credit card for hotels to book your hotel stays can be incredibly useful. Credit cards can help you avoid putting holds on your available bank account funds, earn travel rewards, and protect yourself from fraud. If you often stay at hotels for work or leisure, these credit cards could help you make the most of your time and money.
How do I qualify for a credit card for hotels?
To qualify for a credit card for hotel stays, you'll most likely need to meet the following criteria: be at least 18 years old, have a job or a stable source of income, and provide valid identification. A good to excellent credit score may also be a requirement for premium travel credit cards that offer credit card holders hotel-related rewards and benefits. However, the specifics will vary from one credit card company to another.
What are the benefits of a credit card for hotel?
With credit cards for hotel stays, you'll be able to redeem points for rewards, like free hotel stays, room upgrades, travel insurance, late check-out, and more. These advantages add value to your hotel stays, making each trip a way to earn money toward the next.