Chime Credit Builder Secured Visa® Credit Card
Paying for gas – credit card with no credit check to apply
- No annual fee or interest¹
- No credit check to apply
- No minimum security deposit required²
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For Chime Checking Account holders5
Start building credit for a better future.
We report to all 3 credit bureaus to help you build credit over time. Members see an increase of 30 points on average5.
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Join millions already using Chime’s Credit Builder
Give your credit some love. Start by opening a Chime Checking Account, and you’re ready to apply.5
Move Money. The money you move from your Checking Account into the Credit Builder secured account is the amount you can spend on your card.
Spend Money. Use Credit Builder anywhere Visa credit cards are accepted. Whether it’s gas or groceries, use Credit Builder on everyday purchases to help build credit when you make on-time payments.
Help build credit. The money you moved to Credit Builder can automatically pay your monthly balance on time with the Safer Credit Building feature turned on—which we report to major credit bureaus.
Still have questions about Chime’s credit card?
FAQs
Are there credit cards for gas?
Absolutely! There are credit cards specifically to help people with their gas purchases. If you often use your car or just want to save on gas, one of these cards could be useful for you.
Is it better to use a credit card or debit card for gas?
Generally, it is better to use a credit card for gas purchases instead of debit cards. Credit cards often offer higher reward rates and allow you to earn cash back, points, or miles for each purchase you make, as well as fraud protection and dispute resolution. Credit cards also help you build a credit score when used responsibly, while debit cards do not impact your credit history.
Is it good to have a credit card for gas?
Yes, having a credit card for gas can be highly beneficial as many gas credit cards offer rewards, cashback, or discounts on fuel purchases, helping you save money. These cards often come with additional perks like roadside assistance and travel rewards, enhancing their value. Furthermore, they provide a convenient and secure way to track and manage fuel expenses, which can simplify budgeting and financial planning. By using a gas credit card responsibly, you can also build or improve your credit score over time.
How do I qualify for a credit card for gas?
In order to qualify for a credit card for gas, you typically need to have a fair-to-good credit score. You'll also need to provide proof of income, such as pay stubs or tax returns, to demonstrate your ability to repay the credit. Additionally, the application will require personal information, including your Social Security number and contact details. Ensuring your credit history is clean and applying with a stable income can improve your chances of approval.
What are the benefits of a credit card for gas?
A credit card designed for gas purchases can offer several benefits, such as significant savings through cashback or rewards points on fuel purchases, as well as discounts on car maintenance services, roadside assistance, or even rebates on non-fuel purchases at affiliated gas stations.