Chime Credit Builder Secured Visa® Credit Card
Renting a car – credit card with no credit check to apply
- No annual fee or interest¹
- No credit check to apply
- No minimum security deposit required²
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For Chime Checking Account holders5
Start building credit for a better future.
We report to all 3 credit bureaus to help you build credit over time. Members see an increase of 30 points on average5.
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Join millions already using Chime’s Credit Builder
Give your credit some love. Start by opening a Chime Checking Account, and you’re ready to apply.5
Move Money. The money you move from your Checking Account into the Credit Builder secured account is the amount you can spend on your card.
Spend Money. Use Credit Builder anywhere Visa credit cards are accepted. Whether it’s gas or groceries, use Credit Builder on everyday purchases to help build credit when you make on-time payments.
Help build credit. The money you moved to Credit Builder can automatically pay your monthly balance on time with the Safer Credit Building feature turned on—which we report to major credit bureaus.
Still have questions about Chime’s credit card?
FAQs
Are there credit cards for car rental?
Yes, there are credit cards that can be useful for car rentals. In many cases, they offer benefits that can improve your car rental experience, like primary or secondary rental car insurance. Not only will this cover damage or theft, but it could also save you from purchasing additional insurance from the rental company.
Is it better to use a credit card or debit card for car rental?
Generally, using a credit card for car rental is better than using a debit card. Credit cards typically offer extra protections and benefits that debit cards do not, like rental car insurance coverage. Also, when it comes to fraud protection, credit cards usually make it easier to dispute unauthorized charges.
Is it good to have a credit card for car rental?
Yes. Often times, it can be great to have a credit card to use for car rentals because they can offer perks, rental car insurance coverage, and rewards. Using a credit card also provides better fraud protection and can help build your credit history if managed responsibly.
How do I qualify for a credit card for car rental?
Every credit card company has their own qualifications. Some basic criteria includes being at least 18 years old, having a stable income, and providing valid identification or your Social Security number. In most cases, meeting basic requirements, such as these, and choosing a card that fits your credit profile will help you qualify for a credit card that can help you out with car rentals. It's important to note, however, that you should also meet the requirements to rent a vehicle within your state in order to take advantage of the benefits of these cards.
What are the benefits of a credit card for car rental?
When you're renting a car, credit cards can have a wide number of advantages. These benefits could include insurance coverage, partial coverage on towing costs, rewards, and more.