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Chime Credit Builder Secured Visa® Credit Card

Airbnb – credit card with no credit check to apply

  • No annual fee or interest¹
  • No credit check to apply
  • No minimum security deposit required²
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Credit Builder app screenshot and Visa credit card

Start building credit for free.

No annual fees, no interest, or large security deposits². No credit check to apply.

Start building credit safely.

Instantly disable your card to help prevent fraud. Build credit using your own money to limit the risk of debt and missing payments. Get covered fee-free through SpotMe on transactions up to $200.³

Start building credit on everyday purchases.

Start building credit with everyday purchases and on-time payments4. Use it everywhere Visa credit cards are accepted.

Start building credit for a better future.

We report to all 3 credit bureaus to help you build credit over time. Members see an increase of 30 points on average5.

Member testimonials.

“My goal is to be able to buy a house and finance a new car on my own. Credit Builder has definitely helped me to build my credit back up to a point where I can do that.”

-Emily A.

“By using the credit builder I can finally get the chance to move forward in the right direction and have the future I've always wanted!!”

-Gareth G.

“I'm new to credit so it feels really good seeing that I'm safely increasing my score.”

-Larnell W.

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How it works.

Credit Builder is great for Airbnb users looking
for an easy way to build crget better interest
rates for that dream
car or house3
unlock their
financial progress
build credit with
purchases you
already make with
on-time payments4
find an easy, free,
safer way to help
build credit
use a card with no
annual fees, interest,
or credit history
requirements

FAQs

Are there credit cards for Airbnb?

Absolutely! Credit cards designed for Airbnb stays include advantages like points or cash back on travel-related purchases, including Airbnb bookings.

Is it better to use a credit or debit card for Airbnb?

For those who want to avoid potential debt, using a debit card for can be beneficial. However, if issues arise with an Airbnb stay, credit cards usually offer more consumer protections, including fraud protection and the ability to dispute charges. If you travel often, you might want to consider booking with a credit card since it might provide travel insurance and rewards like cash back or points that can be used towards future travel. While simpler, debit cards typically offer fewer protections and benefits.

Is it good to have a credit card for Airbnb?

Yes! Having a credit card for Airbnb booking has advantages, such as earning rewards like cashback or travel points. Credit cards also generally offer consumer protection, such as fraud and travel insurance, which are handy during your stay. On the other hand, make sure to consider the potential downsides, like overspending and high interest rates, if balances are not paid in full. Make sure to choose a card with the best terms and manage your spending and payments responsibly.

How do I qualify for a credit card for airbnb?

If you want to qualify for a credit card with benefits for your Airbnb expenses, check your credit score to ensure it is between good and excellent. Check your credit report for errors and work on lowering your debt-to-income ratio. Demonstrating stable income and a history of on-time payments will improve your approval chances. Look for travel rewards credit cards that specifically offer points or cashback for Airbnb stays.

What are the benefits of a credit card for airbnb?

Using a credit card for Airbnb can provide many benefits, including reward points for future travels, more financial protection against fraud and the chance to dispute charges, and travel insurance.