1 

You can automatically transfer part of your direct deposits of $1 or more from your Checking Account into your selected Chime account(s).

Get started
Get started
Log in

Watch your savings grow, automatically

Whether you’re saving for a rainy day or a dream vacay, our Savings Account with built-in Automatic Savings makes saving money easy so you can reach your goals faster.

Automatic savings account

Chime banking app showing spending account, recent transactions, and Visa debit card display.

Privacy Notice ›

Already have an account?

Chime banking app showing spending account, recent transactions, and Visa debit card display.
Chime debit card with transaction details showing Blue Bottle Coffee purchase and round-up savings transfer.

Savings when you spend

Save money every time you make a purchase or pay a bill with your Chime Visa® Debit Card. Save When You Spend automatically rounds up transactions to the nearest dollar and transfers the Round Up from your Checking Account into your Automatic Savings Account. The more you use your Chime card, the more you build your savings. And unlike other round-up savings apps, Chime is a fully featured online bank account so your money is instantly available if you need it.

Chime banking app notifications showing early paycheck deposit and automatic savings from direct deposit.

Savings when you get paid

Chime makes it easy to automatically start saving money with every paycheck so you can achieve your financial goals faster. Chime members can automatically transfer a percentage of every paycheck1 directly into their Savings Account.

Get started today.

Applying for an account is free and takes less than 2 minutes with no impact to your credit score.

Start now

Popular Features

Membership TiersChime Debit CardBuild CreditChecking AccountHigh Yield Savings AccountGet Paid EarlyMyPay

Company

AboutInvestor RelationsIn the NewsCareersFor Employers

Resources

In The GreenHelp CenterTrust & SafetySavings CalculatorFind an ATMPaycheck CalculatorChime Reviews

Privacy

PoliciesChime U.S. Privacy NoticeDo Not Sell or Share My Personal InformationSupporting Those With Disabilities

Contact

844-244-6363Become an Affiliate
Download on the App StoreGet it on Google Play
FacebookX (Twitter)Instagram

Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.

Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

APPLE and the Apple Logo are registered trademarks of Apple Inc. GOOGLE PLAY and the Google Play Logo are registered trademarks of Google LLC. Third-party trademarks referenced for informational purposes only; no endorsements implied.

Licenses
Chime Capital, LLC, Nationwide Multistate Licensing System ("NMLS") ID 2316451
Chime Payments, Inc., Nationwide Multistate Licensing System (“NMLS”) ID 2538752

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

© 2013-2026 Chime Financial, Inc. All rights reserved.

Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.