Get cash back.^§
Build credit.^**
Everyday.

Introducing Chime Card.^™ 8

Black Visa Chime Card over phone with Chime app

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Learn how we collect and use your information by visiting our Privacy Notice ›

Everyday, fee-
free banking.

Open a Chime Checking Account for more ways to deposit and access your money without fees.*

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Already have an account ›

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Learn how we collect and use your information by visiting our Privacy Notice ›

The #1 most
loved banking
app.^{^}

Homepage hero carousel 3, mobile phone with chime app open laying on a green background, black chime debit visa card laying on top of the mobile phone

Already have an account ›

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Learn how we collect and use your information by visiting our Privacy Notice ›

Get up to $500
of your pay with
MyPay.³

Homepage hero carousel 4, dark green background, mobile phone with MyPay screen Available now $500, covering the mobile phone is a white chime debit visa card laying on top

Already have an account ›

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Learn how we collect and use your information by visiting our Privacy Notice ›

Fee-free
overdraft up
to $200.²

Homepage hero carousel 5 , white chime visa debit card on dark green background. Notification overlay on top / push notification : SpotMe covered $4 for you , Because you balance was low, $4 of your $22 purchase at Petco was taken care by SpotMe. Phew.

Already have an account ›

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Learn how we collect and use your information by visiting our Privacy Notice ›

Get paid up to 2
days early with
direct deposit.⁵

Homepage hero carousel 6, Mobile phone with chime app open, on light green background, notification overlay on top / push notification : Guess who got paid early?, It's Wednesday but Payday come early for you! $1,890.49 was just posted.

Already have an account ›

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

Learn how we collect and use your information by visiting our Privacy Notice ›

Featured in:

spotme media copy , white chime visa debit card on action primary green background, notification overlay on top / push notification , SpotMe covered $4 for you, Because your balance was low. $4 of your $22 purchase at Petco was taken care of by SpotMe. Phew.

Overdraft fee-free
with SpotMe^®.

We’ll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.²

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Get paid
when you say.^®

Life doesn’t wait for payday, and you shouldn’t have to either. Get up to $500³ of your pay before payday. Finally, you’re in control. There’s no interest⁴. No credit check. No mandatory fees.

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Get paid early.

Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!⁵

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Say goodbye to monthly fees.

No overdraft fees. No minimum balance. No monthly fees. No foreign transaction fees. 47K+ fee-free ATMs⁶ at stores you love, like Walgreens^®, CVS^®, 7-Eleven^®, and Circle K. Out-of-network fees apply.

Learn more

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Increase your credit score up to 70 points⁷

Build your credit with everyday purchases, stress free credit building^** and no annual fees or interest¹. And with Chime+^‡, earn 1.5% cash back on rotating categories^§ with Chime Card.

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Unlock Chime+ for free with direct deposit.

When you move your qualifying direct deposit to Chime, you’ll get access to so much more with Chime+^‡.

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Better banking on day one.

Get started with a Checking Account with no monthly fees.

No minimum balance or monthly fees.
47K+ fee-free ATMs.⁶
Up to $200² fee-free overdraft coverage.

Level up to more —for free.

Higher savings and better benefits for financial progress. Unlock Chime+ when you set up a qualifying direct deposit.

3.00% APY¹⁰ on a high-yield savings account.
Up to $500³ of your pay before payday.
1.5% cash back^§ and safer credit building^** with the Chime Card.

homepage pay anyone the fast free way media copy image. Cartoon man holding 3 books walking through green door, two friends celebrating on the couch, one man holding his mobile phone got a push notification : You just got $7.16 from Ashley S. The money is ready to use right now. Tap to see your new balance.

Pay Anyone the fast,
fee-free way.

Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly⁹ and securely, no sign-up needed.

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Make
your money
grw fast.

No minimum balance, and up to 3.00% Annual Percentage Yield (APY)¹⁰—that’s 7x the national average.¹¹ Direct deposit to get the best rate with Chime+.^‡

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